Privacy Policy
Last updated:
The short version
Fundkeep collects nothing about you. There is no account to create, no analytics, no tracking, no advertising identifier, no crash reporting, and no server of ours anywhere. Your budget, your transactions, your accounts and your reports stay on your own devices.
This matters more here than it would in most apps. A budget is a record of what you earn, what you owe and what you are worried about. It is not a thing to hand to a company that keeps data because it might be useful later.
Fundkeep does not connect to your bank
Deliberately, and it is not a feature waiting to be added. There is no Plaid or equivalent, no sign-in to a financial institution, and the app asks for no credentials of any kind.
Transactions get into Fundkeep two ways, and only two:
- You type them.
- You export a statement from your own bank as a CSV file and pick that file yourself. It is read on your device, and you see every row before anything is saved.
Bringing a budget over from another app works the same way: you export the file, Fundkeep reads it on the device, and it shows you a reconciliation report before you commit to any of it.
What Fundkeep stores, and where
Everything you enter — envelopes, transactions, accounts, payees, memos, reports — is stored on the device you entered it on.
If you leave iCloud sync on, that data is also stored in your own private iCloud database, under your own Apple Account. We cannot see it. Apple's iCloud terms govern that storage; we receive no copy of it and no notification about it. Turning sync off in Settings keeps everything on the device.
What Fundkeep sends, and to whom
Nothing, except in these two cases, and both are Apple's systems rather than ours:
- Buying Fundkeep. The purchase goes through Apple's App Store. Apple tells the app whether the purchase succeeded. We never see your name, your payment details or your Apple Account.
- iCloud sync, if it is on. Your budget goes to your own private iCloud database, as described above. Apple also sends a silent signal between your devices to say that something changed; it carries no content of yours, and Fundkeep sends you no notifications.
Fundkeep has no server. There is nothing for us to log, because nothing reaches us. Budgeting works completely offline.
On-device intelligence
Where Fundkeep uses Apple's on-device models, it uses them on the device only. Private Cloud Compute is deliberately not used, so "nothing leaves your device" needs no asterisk and no exception for a clever feature.
Third parties
There are none. Fundkeep contains no third-party code at all: no analytics SDK, no attribution SDK, no advertising SDK, no crash reporter. The app has zero external dependencies. On the App Store this shows up as the Data Not Collected label, and it is accurate rather than optimistic.
This website holds to the same rule: no analytics, no cookies, no third-party fonts, no content delivery network, no embedded anything. Every request a page here makes goes to fundkeep.app and nowhere else, and the build refuses to publish a page that breaks that. A site that talks about privacy ought to be an example of it.
Children
Fundkeep does not collect data from anyone, of any age.
What you can do
- Export everything to CSV at any time — including after the 14-day trial ends, and including before you have bought the app. Your own records are never held behind a purchase.
- Delete a transaction, an envelope or an account inside the app.
- Turn off iCloud sync in Settings to keep everything local.
- Delete the app to remove all local data. To remove synced data, delete Fundkeep's data from iCloud in your system settings.
Since we hold no data about you, there is nothing for us to send you a copy of, and nothing for us to delete on request.
Changes
If this policy ever changes, the updated version will appear at this address with a new date at the top.
Contact
Questions: support@fundkeep.app. Mail you send there is mail — a person reads it and replies to it, and it is not added to any list.