Articles
For people moving off a budgeting subscription: what your data looks like when you take it with you, and how the method works when nobody is charging you monthly for it. Nothing here tells you what to do with your money — that is yours to decide, and it is not our field.
Envelope budgeting without a subscription
The method is older than the software. The subscription is paying for something specific — and it is worth knowing what, before you decide whether you want it.
YNAB alternatives in 2027: five apps, named
We make one of these, so read us accordingly. What we can offer is that every price here was read off a first-party source, and the two we could not verify are marked rather than guessed.
YNAB export: a full guide
Your budget is your record of your own money. Here is exactly what comes out of YNAB when you ask for it back, and what each column means.
The calculator
If you would rather see the arithmetic than read about it, the page for people leaving YNAB has a slider: pick how long you expect to keep budgeting and it shows what each way of paying comes to.